Today marks a day to celebrate as I have made a final payment to Capital One Auto. Yes, all debt is payed off other than the mortgage. This was a loan for a Hyundai Sante Fe we purchased because we really did need a four wheel drive vehicle with all of the off road hiking sites we were visiting. It was set up for 60 months, or 5 years. We managed to pay it off in just 16 months. It was the last debt we needed to pay off to declare our independence from debt other than our mortgage. It was through daily discipline in spending that allowed us to focus totally on paying it off and I couldn’t be any happier.
Many would say, “Hey Billy, you are debt free”. Well not so fast. I still have a long way to go to get the mortgage paid off. Many don’t consider your mortgage to be debt simply because they put place it into the category of living expenses. But truth be told, as long as interest is being paid on any form of loan it is still debt. So on to the next step. The mortgage.
Daily Health Update- Blood sugar is maintaining in the low to mid 80’s range and body weight is staying steady at 165.8. Muscle mass is getting larger overall while body weight is staying steady. This is true evidence that I am still burning fat. I feel good, I look good and I am totally on top of my health.
Blood Sugar – 85, Weight – 165.8
Creatine Day #23
Bowflex – BACK
Pulldown Bar- 130/130- 12, 12, 12
Rows- 130/130- 12, 12, 12
Reverse Fly’s- 35/35- 12, 12, 12
Lunch- 2 Eggs, 2 Bacon, 2 Sausage
Dinner- Mexican (Birthday Party)